Lately, I’ve had more conversations with clients about what’s really happening with home values versus what the headlines suggest. In Q2 2026, we saw US home prices continue to rise on paper, even as one key federal index stayed level month-over-month from mid- to late quarter after adjusting for the usual seasonal swings. National numbers showed a yearly appreciation close to 1.5% in late Q2—up slightly from 1% mid-quarter—but still lagging behind inflation, which hovered around 3.5%. That means, for a 13th month in a row, home values actually dipped in real terms when you factor in inflation. On the brighter side, with inflation cooling and nominal prices holding up better, this erosion is slowing. One federal measure has even recorded positive annual appreciation every single quarter since early 2012, proving that, while the real value may fluctuate, nominal prices have shown real resilience.
For many first-time buyers, though, the ongoing challenge is affordability. Typical monthly payments for existing single-family homes continued to climb this past quarter, making it even tougher to take that first step. I’ve always believed that navigating these twists and turns is easier with clear information and someone in your corner. Whether you’re weighing your options or just want to understand what these trends mean for your next move, I’m here to offer the honest guidance and support you deserve.
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